CHOICE recommended Health Insurance Phoenix Health has been recommended once again by CHOICE for its Top Hospital Nil Excess policy.
With thousands of different policies being reviewed as part of the comparison process, Phoenix Health Fund is pleased to announce that, our Top Hospital Nil excess policy has again been recommended by CHOICE in its annual review of Hospital policies available in the market*.
CHOICE is Australia’s largest consumer advocacy group that works as an independent reviewer and advice provider for consumer goods and services.
While we’re super excited about being recommended, we know that this is even better news for our members, who can enjoy additional ... Find out more
Understanding your Tax Statement The end of financial year means that Phoenix Health Fund is now sending out Tax Statements to Members. This Tax Statement is sent to you so that you are able to complete the Private Health Insurance section of your Tax return for the 2016-2017 Financial Year.
Once you have received your Tax Statement, you may have a few questions about why we are sending this to you, or questions on the information on your statement and how to use it when completing your tax return.
What do all the codes on my Tax Statement mean?
The labels on the statement match those on ... Find out more
Fighting Depression with Food: Introducing the Mediterranean diet
Typically, we eat with our body weight or heart health in mind, but research from Deakin University now shows we should also be eating for our brains too.
Dr Jenny Brockis, the brain fitness doctor and author of Future Brain, shares that “Right down to the cellular level, choosing the right foods makes a really important difference to how well our brain operates. “
It’s for this reason that the Mediterranean diet — rich in vegetables, fruit, lean protein and healthy fats — is one of the best diets for optimal brain health.
Introducing the Mediterranean diet
“The Mediterranean diet is predominantly plant-based…, but ... Find out more
Let’s talk about Depression
Let’s talk about Depression.
It’s not great news to read that depression is now the leading cause of ill health and disability worldwide. According to the latest estimates from WHO, over 300 million people are now living with depression, an increase of more than 18% between 2005 and 2015.
Lack of support for people with mental disorders, coupled with a fear of stigma, prevent many from accessing the treatment they need to live healthy, productive lives. What’s the solution? It’s time to take matters in to our own hands!
It’s time to looks inwards this World Health Day.
With The World Health Day coming up ... Find out more
Get to know THE GAP and avoid paying out of pocket expensesLet’s face it, general day-to-day life can be expensive, and sometimes it feels like we’re drowning in bills with not a holiday in sight. Sound familiar?
So don’t add to those bills unnecessarily by paying out of pocket medical expenses you could have avoided.
What is “The Gap”
When a healthcare provider or hospital charges more for a treatment or service than what is covered by Medicare and Private Health insurance, the amount outstanding is known as “the gap“, which represents your out of pocket expenses for that treatment or service.
Medical fees can vary greatly
Health care providers often charge very different prices for ... Find out more
Tips For Supporting a Sick Friend or RelativeDo you have a sick friend or relative and you don’t know how to approach them?
Do you feel awkward and scared of saying the wrong thing so you end up saying something stupid or you avoid them completely incase you do?
Other people’s illness makes us nervous and we don’t know how to act.
In most cases this person will need your love and support, not avoidance, so it is important to step up to the plate and learn how to approach them in a thoughtful and considered way.
One thing to keep in mind is how you would want to be treated. Would ... Find out more
Do You Suffer Chronic Back Pain? Are You Covered?
An unbelievable 1 in 6 Australians suffer from chronic back problems (*) ! This means that there are a whole lot of Australians in frequent, consistent pain every day of their lives.
Chronic pain in any part of your body not only greatly impacts your quality of life, but also so many aspects of your life – your ability to work, your mental health and general health as well.
While you may think that chronic back pain relates to the elderly population it can affect anyone of any age, in fact almost 10 per cent of the 15-24 year old population had ... Find out more
Tips on reducing Doctor out-of-pocket expenses Having an out-of-pocket expense or gap charged by a doctor can be frustrating especially if you weren’t expecting it.
Phoenix Health Fund has contracts with thousands of Doctors across the country through the Access Gap Cover Scheme, and
members who use these doctors enjoy lower or nil out-of-pocket expenses through using their services.
Give yourself the best chance to remove or reduce out of pocket expenses by simply following the steps below:
Choose a doctor that participates in the Access Gap Cover Scheme – Doctors in this scheme agree to reduce out
of pocket expenses to members. To learn more about Phoenix’s Access Gap Cover Scheme, ... Find out more
Confused About Gov Surcharges & Incentives relating to Private Health?Are you confused about government surcharges and incentives relating to Private Health Insurance?
It’s tax time and many of us are confused with the amount of surcharges and levies thrown at us this time of year. Trying to digest tax brackets and what we can claim and what we are entitled to can be hard work.
We understand that these surcharges and incentives can be confusing so we’ve provided a breakdown below to help you digest the information.
In an attempt to reduce the demand on the public Medicare system, the government introduced a series of charges and incentives to encourage the Australian ... Find out more
Tax Statements via Online Member Services!
Many of our members have already received their 2015/16 Tax Statements via email last Friday. For members who do not have their email addresses listed with the fund, the fund has sent your Tax statement out in the mail earlier this week.
Did you also know you can access your 2015/16 Tax Statement, as well as previous years using Online Member Services (OMS)? Simply log in to OMS and you will find ‘Tax Statements’ under the Useful Tools section.
Why should you register for online member services?
OMS gives you access to your membership 24/7. To give you some examples of some of ... Find out more