The Benefits of a Private Health Cover

Some think that health insurance is one of the most important things you will ever purchase,since your coverage can have a direct impact on your life long health. With private coverage, you can seek care at both public and private hospitals, so that you can obtain scheduled surgical procedures within a more reasonable time frame and often significantly short waits. You also have much more control over the doctors that will provide your care, even during emergency visits. Private health care also covers items that Medicare does not such as some elective procedures as well as those services outside of hospital such as dental, physiotherapy, chiropractic, podiatry, psychology and many more services. Private Health Insurance can cover some or all of the cost of emergency ambulance as well, if in your state it is not covered by taxes.

These are just a few of the benefits of choosing to carry Private Health Insurance. When you buy a private cover, you keep all of the benefits of Medicare, and add an additional layer of coverage to protect you and your family’s health.

Don’t forget about some difficult legislation called Lifetime Health Cover loadings (LHC) which is a further incentive to jump into Private Hospital cover for those over the age of 31. With Lifetime Health Cover Loadings kicking in at the age of 31, it is important to take up cover before this age and ensure you are always paying the lowest price for your cover.